STEP 1  

Where are you at today? Our Mortgage Loan Officer (MLO) will want to know: 

What is your current mortgage situation? 

What are your loan goals and objectives? 

 

Let’s review: 

• Your assets 

• Credit worthiness 

• Income stability 

 

STEP 2   

Where would you like to be? 

We translate your mortgage needs into specific measurable goals and objectives to ensure you get the best loan with an excellent rate 

 

STEP 3  

Submit Application for Pre-qualification Assessment and Pre-Approval 

 

STEP 4  

Speak with our experienced Mortgage Loan Officer to review: 

• Loan Details 

• Full disclosure of potential fees and mortgage expenses 

 

STEP 5  

Upload and submit required documents using Rocket Pro Technology: 

• 2 months’ bank statements 

• 3 years’ employment history 

• 3 recent paystubs 

• 2 years’ IRS 1040 tax returns 

• 2 years’ W2 

 

STEP 6  

We will order appraisal & place your loan in underwriting 

 

STEP 7  

Loan approval with some conditions 

 

STEP 8  

Loan processing and final approval 

Underwriting team will review the loan to verify all conditions are met, and upon completion, sets a closing date 

 

STEP 9  

Congratulations! On closing your loan!